It's obvious that today's current depressed economy still has the real estate market struggling, although we are seeing some definite improvement. Many property owners are still finding their homes "underwater," which means they owe a greater amount than the current fair market value of their property. Lien stripping can be an essential tool for saving your home from foreclosure when filing a Chapter 13 Bankruptcy. Lien stripping can be extremely beneficial, having the advantage of both being able to help save your home and helping you

In your estate plan you designate someone to manage and distribute your assets upon your death or incapacity.  Your assets include all real property (i.e. home and land) and personal property, bank accounts, cars, etc...  If you die intestate and do not have a will or trust your assets, and their distribution, will be determined by the courts.  During the probate proceedings, a judge will appoint someone to handle your assets and your assets will be distributed, under