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The Law Offices of Gloria D Cordova - Legal Blog

Bankruptcy (5)

The BIG Bankruptcy Misconception

Written by Thursday, 05 December 2013 08:41

    A BIG common misconception when filing for a chapter 7 bankruptcy is that you must give up your property to pay off your debts. This misconception is false! When determining if a chapter 7 bankruptcy is right for you, it is a good idea to first consult with a bankruptcy attorney. A bankruptcy attorney can discuss your options, further examine your intentions and what will work best for you. The true fact is that you actually have options in determining which property you want to keep and the vast majority of people end up keeping everything they want.

     Is it possible to keep your assets while filing for bankruptcy? YES! You are not left without anything in a Chapter 7–and in a Chapter 13 you are entitled to keep everything. And, for almost all Chapter 7 filers, you can keep all your assets. Sometimes it takes a little planning, but most people are entitled to keep all of their assets.

Real Property Lien Stripping

Written by Monday, 01 April 2013 00:00

    It's obvious that today's current depressed economy still has the real estate market struggling, although we are seeing some definite improvement. Many property owners are still finding their homes "underwater," which means they owe a greater amount than the current fair market value of their property. Lien stripping can be an essential tool for saving your home from foreclosure when filing a Chapter 13 Bankruptcy. Lien stripping can be extremely beneficial, having the advantage of both being able to help save your home and helping you

Chapter 13 Bankruptcy

Written by Friday, 01 February 2013 11:26

Have you fallen behind on your mortgage payments? Or maybe you are in the process of foreclosure, also known a Trustee’s Sale? Perhaps filing a Chapter 13 Bankruptcy can
save your home. However, you must file prior to the Trustee’s sale of the property or bankruptcy can no longer save your home.  A Chapter 13 Bankruptcy is a powerful tool.

Chapter 7 Bankruptcy

Written by Saturday, 12 January 2013 12:12

Which Bankruptcy is right for you? Have you considered filing a Bankruptcy to save your home or maybe even your automobile. Do you receive harassing phone calls from creditors demanding payments? A Chapter 7 Bankruptcy is designed for people or businesses who cannot pay their debts. A Chapter 7 may be the answer to saving your home, automobile or other property with certain limitations. Most of your debts can be discharged with the exception of a few.

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The Law Offices of Gloria D. Córdova
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732 N. Diamond Bar Blvd., Ste. 210
Diamond Bar, CA 91765